membership insurance benefit

We have worked in conjunction with England Golf to create a liability insurance product for all members of affiliated golf clubs and iGolf Subscribers

England Golf arranges cover as a centrally purchased policy to ensure all stakeholders have some protection. It is therefore important that you read the summary of cover and policy wording (downloads available below) to ensure you are aware of what the main policy benefits and exclusions are. If you are unsure if cover is adequate for your needs take a look at our FAQs section or please contact us eginsurance@bluefinsport.co.uk.

Who is covered?
What is covered?
What is NOT covered?
When and where am I covered?
Are there any policy excesses?


This liability insurance scheme is designed to indemnify:

  • Registered members of golf clubs and short course clubs affiliated to England Golf.
  • iGolf Subscribers.


The England Golf policy provides affiliated members and iGolf subscribers with:

  • £10,000,000 - Public liability for third party injury.
  • £10,000,000 - Public liability for third party property damage.

This product is exclusively available via affiliation or subscription to England Golf.


You are not covered for:

  • Property damage claims below the policy excess (£500).
  • Golf equipment. (Optional cover available - click here to find out more)
  • Claims where negligence cannot be proven.


  • You are covered for personal liability in the event that you are found to be negligent
    for causing injury to another person or damage to third party property whilst playing or
    practicing golf at any golf club or recognised practice facility in the UK, Channel Islands, or
    the Isle of Man.
  • Provided that you have arranged travel insurance for your golfing holiday then cover
    will extend to include golf trips of not more than 28 days on a worldwide* basis. This
    extension is included on a contingency basis up to but not exceeding the limit provided
    by your travel insurance policy.

*This cover is subject to UK jurisdiction and specifically excludes the USA and Canada.

  • No excess in respect of personal injury claims.
  • £500 excess in respect of damage to third party property.

Addtional insurance member benefits

The ‘My Golf Insurance’ product allows England Golf members the option to supplement their England Golf membership personal liability cover as well as insuring against other exposures.